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Skip-a-Pay

Skip your next loan payment with Wings Skip-a-Pay.

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Do I Qualify?

To qualify, your Wings loan account must be in good standing, must have at least one month of payment history, and must not have skipped a payment in the past twelve months.

Skip-a-Pay is NOT valid on personal lines of credit, first mortgage loans, home equity loans, credit cards, or business loans. Note, a $25 convenience fee applies.

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Need additional support? Apply for Hardship Assistance.

For members who are experiencing a loss of income or other hardship that is impacting their ability to make loan payments, applying for Hardship Assistance can provide short-term relief.

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To qualify for Skip-a-Pay, your Wings Credit Union loan account must be in good standing and must have at least one month of payment history. Skip-a-Pay is not valid on personal lines of credit, first mortgage loans, home equity loans, credit cards or business loans. You may only skip one payment per loan per 365 days. The original monthly loan payment amount will be due in the billing cycle immediately following the skipped payment. Requests must be received at least 5 business days prior to payment due date. Other restrictions may apply. Skipping payments may significantly extend the term of your loan. Interest will continue to accrue during the skipped pay period. If you have Guaranteed Asset Protection (GAP) you are eligible for only 5 skipped payments during the life of your loan. More than 5 may result in a deduction from a full claim amount in the future.