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Savings Rates

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Balance-building savings options.
Competitive rates for important goals.

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Savings Rates

Find the right savings account to fit your financial goals, whether you’re saving for a house or the holidays. With competitive yields and a variety of secure savings options, we can help you and your family save for the future. View our current savings account rates.

Checking & Savings Disclosure & Fee Schedule

Savings Accounts

Account Dividend Rate Annual Percentage Yield
Share Savings1 0.15% 0.15%
Money Manager 0.15% 0.15%
IRA Share Account 0.15% 0.15%
Holiday Club 0.15% 0.15%
Become a Member Learn More About Savings Accounts
Rates effective as of April 24, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.

1Minimum balance to open Share Account - $5

Platinum Plus Savings Account

Account Dividend Rate Annual Percentage Yield
Platinum Plus Savings - New Money Only 4.65% Up to 4.75%*
Open Platinum Plus Savings In Branch Learn More About Platinum Plus Savings
Rates effective as of April 24, 2024 and subject to change.
Above are prospective dividend rates for the current period.
*ACH direct deposit(s) totaling over $300 required to obtain the displayed rate. If requirement is not met, the rate will be 0.25% lower.
ACH direct deposit = One or more ACH deposit totaling over $300 in the 34 calendar days preceding the last day of the month. Income earned through self-employment or working an IRS classified “Gig Economy” job does not qualify as direct deposit.
Platinum Plus Savings rate without direct deposit: 4.50% APY.
Platinum Plus Savings requires a minimum opening balance of $25,000 (new deposits only); must maintain an average daily balance of $25,000 to earn the disclosed APY.
Membership with a $5 Share Account required.

High-Yield Savings Account (also available as an IRA)

Balance Dividend Rate Annual Percentage Yield
$0 - $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 1.30% 1.31%
$50,000-$249,999.99 1.45% 1.46%
$250,000 - $999,999.99 1.55% 1.56%
$1,000,000 - $4,999,999.99 2.00% 2.02%
$5,000,000+ 3.00% 3.04%
Open a High-Yield Savings Account Learn More About High-Yield Savings
Rates effective as of April 24, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Membership with a $5 Share Account required.

Wings Investment Money Market Account (also available as an IRA)1

Balance Dividend Rate Annual Percentage Yield
Less than $5,000 0.00% 0.00%
$5,000- $49,999.99 0.15% 0.15%
$50,000- $99,999.99 0.20% 0.20%
$100,000 and greater 0.25% 0.25%
Open an Investment Money Market Account
Rates effective as of April 24, 2024 and subject to change.
Above are prospective dividend rates for the current period.
Fees may reduce earnings.
Membership with a $5 Share Account required.

1Minimum balance to open Wings Investment Money Market and Wings IRA Investment Money Market—$5,000;